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Notes payable on the other hand can be referred to as the written promissory note to repay the amount borrowed from the lender that specifies the specific amount which is required to be paid at a future date or when demanded. When the funds are borrowed from the lender, then the liability is created by the maker of note where the amount of money along with the interest as applicable is mentioned along with the date of its repayment. The total of the entire amount against the notes payable is shown as short term liability in the balance sheet of the company as notes payable is the dues are payable within the next 12 months and is shown as long term liability in the balance sheet of the company as notes payable is the dues are to be paid after 12 months.Head to Head Comparison Between Accounts Payable vs Notes Payable(Infographics)
Below are the Top 6 comparisons between Accounts Payable vs Notes Payable:Key Differences Between Accounts Payable vs Notes Payable
The key differences between accounts payable and notes payable are as follows:
The whole amount owed by the company to the supplier is shown as Accounts payable under the head current liability in the balance sheet of the company as these are short-term obligations of the company. On the other hand, the amount which is to be shown in the balance of the company against the notes payable is shown as short-term liability in the balance sheet of the company as notes payable depends on its period of due date from the current date. In case if the dues are payable within the period of the next 12 months, then it is shown as the short term liability in the company’s balance sheet and if the dues are to be paid after 12 months, then it is shown as long term liability in the balance sheet of the company as notes payable
The accounts payable and the notes payable also differ on the basis of the specific terms and conditions which are levied on them. For the accounts payable, no type of specific terms and conditions or payment obligations are levied however for the notes payable, usually, there are certain types of specific terms and conditions or payment obligations such as interest rate, maturity period, payment terms, etc and these are decided mutually by the parties involved.
Another factor of the difference between the accounts payable and the notes payable is the risk involved in them. Generally, in the case of the accounts payable, suppliers of the goods and services extend the credit of the short-term nature to their customers that have good credit and are considered to be low-risk customers. Now, if the failure is there on the part of the customer to pay the dues within a given due date then the supplier may extend the time of payment or convert accounts payable into notes payable to make the process written and formal having specific maturity and applicable interest rate. On the other hand, notes payable is made for financing the fixed asset purchase. These have formal agreements which include interest rate applicable, date of payment, and other terms. Also, the asset which is being financed is also kept as collateral.Accounts Payable vs Notes Payable Comparison Table
Given below are the major difference between Accounts Payable vs Notes Payable:
Basis of Comparison
Definition Accounts payable can be defined as the amount of short-term obligation that the company owes to the supplier against the purchase of the goods or the services for which the amount has not been paid yet. Notes payable can be defined as the written promise by the holder of the note to repay the specific amount borrowed from the lender at a specific future date or when demanded.
Nature It is always a company’s short-term obligation. It can be either a short-term obligation or a long-term obligation of the company depending on its period of due date from the current date.
Specific terms and conditions In the case of the Accounts payable, generally, there is no type of specific terms or payment obligations. In the case of the Notes payable, there are certain types of specific terms and payment obligations as decided by the parties such as interest rate, maturity period, etc.
Formal written promise In the case of the Accounts payable, no formal promise to pay is therein written mode. In the case of the Notes payable, a formal promise to pay is therein written mode.
Conversion Accounts payable are convertible into the notes payable. Notes payable are convertible into the Accounts payable.
Security Accounts payable of the company are generally not secured with any kind of collateral. Notes payable are generally secured against the assets that are purchased for the loan.Conclusion
Thus both the accounts payable as well as notes payable are important concepts in the financing where accounts payable are the short term obligation of the company towards its suppliers when the goods are purchased or the services are availed by the company on credit from the suppliers and these are shown as under the current liability of the company, however, notes payable are issued by the maker when the funds are borrowed by the company from the lender generally for purchasing the fixed assets and these are a formal written agreement that specifies the terms as decided mutually between the parties.Recommended Articles
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The iPad is a visual tool. And with its retina display, it’s meant to be seen with great visuals. Apple didn’t add this spectacular display so that we could read; they added it so we could view it. So why type your notes in plain text?
That’s all you will get with the built-in Notes app provided with iOS, just plain text. While that does serve the purpose, the iPad can do so much more than just allow you to view plain text, so why not use it that way? The following is a list of six apps that will help you organize your thoughts with visual notes on an iPad.1. Curator – Visual Notes
Curator lays out your thoughts in blocks. It is narrow to a certain extent, as it only allows for a five-by-five grid and only works in portrait mode. It is so visual that the best way to utilize the features of the app is to organize something such as a Christmas wish list or an article with lots of research. It’s best with websites and photos and limited text. Simple to use, working with drag and drop in your visual notes allows you to manipulate your ideas and thoughts into place.
Curator – Visual Notes2. Penultimate
The best part about Penultimate is that it’s part of the Evernote app family, allowing it to sync with your Evernote account. This means you will have your notes on all your devices, as Evernote can be accessed from your computer or your iOS device. It will work in both portrait and landscape mode, yet the “notebook paper” background does not move to landscape, so notes need to be written on a blank page or graph paper if you’re looking for landscape. Additionally entire sections can be moved with copy and paste around the page or even between pages. Penultimate will also work with a search command on your handwriting, but will not work with mine, meaning my handwriting must be really bad. You can add photos along with handwriting and drawings as well.
What makes Springpad unique is that it can save several different types of items, and not just notes, photos, and links, but also television shows, movies, books, music, recipes, checklists, and more. You can build different notebooks that hold different items. One of them could hold the movies and TVs that you want to remember to watch. Another can hold your recipes and shopping lists. Another can hold your notes for a meeting along with links to websites to look up when the meeting is complete. If you save a product, a movie, recipe, or similar, it will look it up for you and will give you reviews of the movie, as many recipes as it can find for a certain food item, or tell you where you can buy the product you are desiring. You can also make your “Springs” public or private and follow others’ Springs as well, much like Pinterest.
It’s sticky notes for the digital age. At first glance it might seem like the old Sticky Notes app on Mac, but it’s much more versatile for working with those visual notes. You can have different notebooks and can fill them with both notes and pictures. Instead of having a yellow post-it note that will stick to most surfaces, you can have notes on different colored “paper” and with different fonts and colored “inks.” It’s a simple app, but sometimes that’s all you need.
Sticky Notes for iPad and iPhone5. Popplet Lite
Popplets are like square bubbles. You can build a whole thought process with popplets. New popplets can be added and connected in any direction to follow your thoughts. You can add text, images, or drawings and change colors of the Popplets, as well as change the size and orientation of the type. There are more options in the paid version, but at the very least this free version gives you the option of trying the app for awhile before having to purchase it.
Popplet Lite6. SimpleMind+
SimpleMind+ is much like Popplet, but more involved. Unlike Popplet, though, it doesn’t have the control of font size and orientation. Drawing another comparison to Popplet, to get more features, you have to buy the full version. These features are as mundane as color choice and as necessary as the option to add photos. There is also a desktop version for both Mac and Windows that allows you to view and edit your visual notes on all platforms. The free version is still very usable, but if you want the better features, you can always try before you buy.
There are so many different note-taking apps for iOS. There’s not reason to narrow yourself own to just one app that you keep on your iPad. Keep as many as you need for taking notes, whether they are visual notes or more straight text. These six apps laid out above are great choices for your visual notes depending on your need.
Image credit: stack of sticky notes
Laura has spent nearly 20 years writing news, reviews, and op-eds, with more than 10 of those years as an editor as well. She has exclusively used Apple products for the past three decades. In addition to writing and editing at MTE, she also runs the site’s sponsored review program.
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TikTok is a popular social media app that allows millions of users to create and share short videos. Many celebrities, sports stars, and other famous personalities have accounts on TikTok, and they use this platform to interact with their fans.
However, there are situations when the TikTok star you wish to follow has a private account. So it is not easy to access them.What is a Private TikTok Account Viewer? Methods for Viewing Private TikTok Accounts
Here are some prominent ways to view Private TikTok Accounts:
We’ll go into more detail on how to use each of these methods so you can try them and see which will suit you.Method 1: With the Help of Third-party Apps
mSpy is an app that lets users secretly observe private TikTok accounts. This phone spying app can safely and securely track a private TikTok account. It includes impressive features that keep its user anonymous to the owner’s account.
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The developers created mSpy primarily to assist parents in checking up on their kids’ online smartphone activities. mSpy gives parents peace of mind that their kids are safe and helps protect against cyberbullying. Parents can track incoming and outgoing texts, record calls, and view the whereabouts of their children.
uMobix is one of the best apps to view private TikTok videos. This program lets you immediately access data on a private TikTok account without being seen or watched.
Supported Phones: Android, iOS
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uMobix also helps you to keep tabs on well-known social media sites and applications. You can download the app’s free trial edition to test it out or purchase the premium version to unlock all of the platform’s features.
Parents can use this app to keep tabs on their kids’ social media activity on Tiktok and other social medial platforms. uMobix allows parents to see their child’s smartphone messages, call logs, and the websites they visit.Method 2: By Creating Fake Accounts
When you cannot connect with private users, you should try creating a fake account and following them. Creating fake accounts on TikTok is the easiest way to avoid detection and maintain anonymity on the network.
To do this, you must register a new username and password to create a new account on TikTok. You need to ensure that your username is unique so your request will be accepted immediately.
After that, using this fake account, you can send requests to any private account and wait for them to be approved. Remember, the private user can block you any time if they find out you are using a false account to follow them.Method 3: Searching on Google
You can use Google to access private TikTok accounts by simply searching for their username. This method works because Google indexes most video content. So, if you know the exact username of a person’s account, you can easily find their TikTok private account videos this way.
However, this method will become less effective as more videos become private and unsearchable on TikTok’s main website and other websites. You may try other methods if this one fails to locate their private TikTok account videos using Google search.Method 4: Find Their Profiles on Other Social Media Platforms
You can also view a private TikTok account by finding its profile on other social media platforms. Most TikTok users also have accounts on Facebook, Instagram, and YouTube.
Many content creators frequently post their content to all their social media accounts to boost their channel and gain more followers. You might find details about someone’s private TikTok profile by following their other social media profiles.
You can use this information to access the private TikTok account’s profile page. You may be able to follow the private account if they don’t have an existing public page.Method 5: Fanclub Accounts
Fanclub accounts can also help you view private Tiktok account videos without following them. These accounts are created and maintained by fans who follow their favorite TikToker, or TikTok user. Fanclub accounts repost the celebrity’s content regularly to help them to gain more followers.Method 6: Follow Them with Friend’s Accounts
If you want to see someone’s private account but don’t know them, you could also try using a friend’s account. Your friend has to know the person with the private account and have access to the content. Proceed with caution because this approach is unsafe and violates TikTok’s terms and conditions.FAQ:
Below are the frequently asked questions regarding a private TikTok account.
Private TikTok accounts are only viewable by followers who have phone numbers listed on their accounts. Videos uploaded to a private account are only visible to users on the contact list. Further, the contact list receives notifications when new posts go up on the private account.
Many teenagers opt for a private user account to remain anonymous and out of the public eye. It is safer but still allows people to share content with friends.
Conversely, Public TikTok accounts are fully available to everyone on the platform. The account holder cannot turn off notifications, so everyone will see every post they share. All public account posts appear in community feeds, making it the best option for those hoping to go viral.
Here are the steps to know if your TikTok profile is private or not:
Step 1) Go to a TikTok account. If you can see the account’s videos, posts, and likes, it’s a public account.
Step 2) Private accounts feature no posts and typically have a message that says “this account is private.”
Step 3) A “no content” message on a profile does not always indicate that the account is private. It might also suggest that the user has not uploaded any content to their profile.
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‘Have you got a Google Account? Are you having an access to the various different services offered by Google? If yes is the answer to the above two questions then a third very important question arises, what is the fate of the documents in your account, emails sent or received, & photos that you have uploaded, once you stop accessing your account?’ Keeping this thing in mind, Google recently introduced a new account feature which provides options to the user as to what they really want to do with their account related data. They either can opt for sharing it with close ones or deleting their account permanently.
This new functionality introduced by Google is termed as ‘Inactive Account Manager’ which can be accessed from the settings page of Google Accounts. Here a user gets an authority to choose from various alternatives telling the leading search engine what to do with their Google services data or Gmail data. It even helps the user to decide when the account should be made inactive & also who to be notified for the same.
Google asks the users to control the following settings in order to make their account inactive:
Timeout Period – Users are asked to set a period of time out in order to inform Google when exactly to disable the account. This period starts from the last login activity of the user.
Alert Me – Users are alerted via text message or email before the end of the time-out period
Notify contacts & share data – Lets users to select whether the close contacts should be informed about the account inactivation or not. The user can even share the data if he/she wants to.
Optionally delete account – Lets users to instruct Google about the complete deletion of account.
With the help of Google’s Inactive Account Manager, a user is able to delete the unused Google Account automatically after a certain period of inactivity. Not just that but even the close ones can be notified regarding the inactivation from the services like YouTube, Google Voice, Picasa, Streams & Pages, Google+ Profiles, Gmail, Google Drive, Circles & Contacts, Blogger, & +1s. Before the actual account disability takes place, a warning is sent in the form of email & texting message. It is hard to predict how the users will deal with it. But it certainly guarantees to plan a new digital life, once the old one is gone.
If you have a communal MacBook, your login screen may be looking a little cluttered. If you have a list of accounts but crave a more minimalist look, you can easily hide user accounts (usernames and user icons) from macOS’s login screen.Make your login screen a username-free zone
By default, the macOS login screen displays the username and user icon for every account on your Mac.
However, if you’re craving a more simplified look, then you can remove all of the usernames and icons from your login screen.
With this information banished from your login screen, macOS will display two blank text boxes where you can enter the username and password for the account that you want to access.
Removing the username and user icon can also give your Mac an extra layer of security, since anyone who’s attempting to break into your account will need to know your username rather than having this information handed to them as soon as they power up your Mac.
To remove all the usernames and icons from your login screen:
In the “Display login window as … ” section, select “Name and password.”
That’s it! The next time you want to log in to any account, you’ll need to enter that account’s password and username.Hide specific accounts from the login screen
Do you want to pick and choose which accounts appear on the login screen?
Perhaps you want to hide all of your guest accounts and place your personal account center stage? Or maybe you want to add some extra security to your admin account, by making sure it doesn’t appear on the login page?
You can bundle multiple macOS accounts into an “Other … ” overflow category.
If you want to access one of these hidden accounts, you’ll need to select “Other … ” and then enter the password and username for the account you’re trying to access.
To hide a specific user account from the login screen:
On the subsequent screen, make a note of the “Account name,” including any formatting, such as spaces and capital letters, as you’ll be needing this information shortly.
Run this command by pressing the Enter key on your keyboard.
Enter your admin password when prompted.
Rinse and repeat for every account you want to hide.
All of these accounts will no longer appear on your login screen, and you’ll only be able to access them by selecting “Other … ” and then typing the username and password associated with that account.Help! I’ve forgotten my username
When an account is hidden, you’ll need to know that account’s exact username in order to access it, but what happens if you forget or misplace a username?
If you still have access to at least one other account, then you can log into that account and retrieve a list of all the usernames that are registered with your Mac.
To retrieve this information, open the Terminal application and run the following command:
The Terminal will now display a list of all the accounts that are registered with your Mac.
Alternatively, if you can’t access any of your accounts, then you can retrieve a list of usernames by booting into macOS’s Single User Mode:
Power down your Mac.
Boot while holding the Command + S keys. Your Mac should now boot into Single User Mode, which is a black screen that accepts text commands, similar to a full-screen Terminal.
In Single User Mode, type the following command:
Press the Enter key on your keyboard.
After a few moments, Single User Mode will display some information about your Mac, including all of your user accounts. Take note of this information, including how the usernames are formatted.
Restart your Mac by running the following command:reboot
Your Mac will now restart, and after a few moments you should see the standard macOS login screen.
Jessica Thornsby is a technical writer based in Derbyshire, UK. When she isn’t obsessing over all things tech, she enjoys researching her family tree, and spending far too much time with her house rabbits.
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We compare the best of the current crop. It’s WhatsApp v Instagram v Facebook Messenger v Snapchat.What devices can I use them on and how much do they cost?
It will probably come as no surprise that these apps are available on nearly all mobile platforms. WhatsApp has versions for iOS, Android, Windows Phone, Blackberry, and even some Nokia phones! You can also use its clever desktop app for Mac and PC which connects to your phone to display chats and messages. To see exactly how this works you can read our How to use WhatsApp on any Windows PC guide.
Facebook Messenger covers a lot of the same ground, with iOS, Android, and Windows Phone apps available, but as its web version is baked into the main Facebook site, it offers a bit more of a streamlined experience in this regard. There’s also a new ‘ Messenger Lite‘ which is good for older Android phones or those with limited monthly data.
Instagram is available for iOS or Android, and there’s a very basic web version for PCs. Snapchat is the most selective of the bunch, limiting itself to just iOS and Android.How easy it to navigate around the apps?
They’ve had time to mature, so each of them is fairly straightforward, albeit with some quirks. WhatsApp and Facebook Messenger default to your Chat list when they launch, giving you instant access to previous conversations, all of which are shown chronologically.
Both have simple navigation buttons at the bottom of the screen (well, the top if you’re using WhatsApp on Android) which allow you to move between Chat, Calls, the Camera, and either Settings or Games depending on which app you’re in.
This similarity of design could well be down to the fact that Facebook acquired WhatsApp a while back, and has quietly set about standardising the layout. Whatever the reasons, Facebook Messenger and WhatsApp feel primarily about messaging, rather than the visual emphasis used by the other two apps.
Instagram, which coincidentally is also owned by Facebook, opens to the photostream of your friends and contacts. Unlike the former pair, Instagram doesn’t have an actual chat option that you can see, but swiping left opens up the Instagram Direct page where you can send private videos, photos, or messages to individuals or groups of friends.
Of all the apps in this roundup, Instagram is the one that acts essentially as its own social media platform, with the messaging capabilities something of an add-on.
Compared to the other apps here Snapchat is the one that has the least intuitive interface. That’s not to say that it’s complicated, but it just takes a little more getting used to.
When you launch the app the camera opens automatically, giving you a clue of how Snapchat wants to be used. Swiping right will open up the chat window, while swiping left will bring you to Stories, which are collections of short videos and images.
Snapchat recently added that ability for groups to add content to a Story, making it a great way to celebrate a trip or event.
Swiping left a second time unveils the Discover section, where there’s various content available from news outlets and online creators. This is usually in the form of video articles, celebrity news, or new product releases, all of which can be loud and colourful.
Content that you or your friends create is designed to be automatically deleted within 24 hours unless you specifically choose to save it, so Snapchat does have a more temporary feel than its rivals.What features do they have? Chat
As we’ve alluded to above, all of the apps have some kind of chat feature. You can either exchange messages with individuals or groups, using mobile data or Wi-Fi. All also allow images, video, and emoji to be included in the conversations.Calling
If you want to make free phone calls over Wi-Fi then Facebook Messenger and WhatsApp offer this very handy ability. So, when the call minutes allowance on your tariff is running low, or you can’t get a signal, this is an excellent way to stay in touch. Video calls are also available on both apps.Image sharing and editing
Instagram is often cited as the app that started the whole filters craze, and it still remains a firm favourite for those who want to add a bit of style to their snaps. After capturing an image you’re free to apply one of the many filters that can transform a simple picture into a noire masterpiece or lend a fuzzy 70s feel.
There are options to crop the shot, alter the colour or temperature balance, and even add multiple images into a collage via the free Layout app.
You won’t find many crazy animations, such as you will on Snapchat and Facebook Messenger, but it does boast Boomerang, which allows short videos to run forward then backwards, creating amusing, moving pictures.
Snapchat takes a more youthful approach, offering facial animations that can add hats, animal features, or even turn you into a hot dog. Filters are based more on artistic styles which dramatically alter the colour and texture of an image, sometimes in quite spectacular fashion.
You can also add messages, draw on the images, or include geo-tagged titles letting people know where the photo was taken. Overall, it’s a lot more fun than Instagram, but might be a bit much for some.
Facebook Messenger takes its lead most definitely from Snapchat, offering plenty of amusing overlays, special effects, and ways to annotate an image. From floating disco balls, to Game of Thrones-style dragon fire, there’s plenty to keep you occupied. You can also employ some artsy filters, and various titles on your snaps.
WhatsApp is probably the most conservative of the bunch when it comes to image editing. You can apply a few different filters, add emojis, text, or draw on the image, but animations and wild styling are left to the other apps.Stories So, which is the best app for you?
As with any software, this all comes down to what you intend to do. If keeping in touch with friends and family, while possibly arranging a holiday or event, then the simplicity and focus on group messaging that WhatsApp provides is a solid choice.
Instagram is the one for sharing photos and seeing what other people are creating, while Snapchat is perfect for quick videos and images that you can personalise and have fun with.
Facebook Messenger does a good job of mixing these various elements into one easy to use portal, and as such if you were only going to have one messaging app on your phone this would be the one we recommend.
Of course, they’re all free, so there’s nothing stopping you from having them all!
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