Trending February 2024 # Avoid Online Shopping Fraud & Holiday Season Scams # Suggested March 2024 # Top 2 Popular

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The holiday season is synonymous with festivities, cheer, and mirth. It is also that “much-awaited time of the year” when flashy discount signs lure shopaholics with their special festive promotions and offer: the beginning of the “Sale Period”. While you can always save money while shopping online, you have to be careful and stay away from scams.

Holiday Season Scams

While excited shoppers get busy grabbing the hottest deals and bargains, holiday season shopping scams also become rampant. Beware of these ‘new age’ online and mobile shopping frauds to protect your assets and identity and to enjoy carefree holidays.

As more and more people now use Internet and mobile phones for faster and last-minute purchases, our criminal heroes too wish to make some money when you shop online, etc. These scams not only rob naïve customers of their money but also pose a threat of identity theft.

Here are some of the most discreetly manipulative shopping season scams that you should beware of.

Read: How to shop safely on AliExpress without being scammed.

Hottest Online Deals are not so Hot

Read: Mistakes to avoid in Online Dating.

Avoid Online Shopping Fraud & Scams

Shop responsibly. Transact on authentic e-commerce websites that are verified for customer safety and have secure payment gateways linked to legitimate banks and service providers.

Mobile Shopping can be Malicious

Solution: Review mobile websites and applications before downloading them on your mobile or tablet and read user reviews before shopping in a sprint.

Read: How to spot a Fake Shopping Website

Online Donations: To a Charity or a Criminal

Being generous during the holiday season is noble, but being blind to fake ‘emotional blackmail’ is unwise. Cyber criminals use authentic institution logos to create fake email campaigns and “move” you to make a donation through well-written and sensational pitches through dodgy online links. While you feel good about your ‘kind deed’, they gulp down your hard-earned money.

Solution: If you feel like making an underprivileged smile, conduct a thorough background research of the charity or foundation you wish to donate to. They always have legitimate contact information so that you can get in touch with them directly. Most importantly, never divulge your personal or bank details with any unknown entity.

Travel Scams that can take you for a Ride

Travel deals and links received through social media sites or emails may hoodwink you into submitting your personal information. Visiting malicious websites may infect your computer with virus and malware and give scamsters the opportunity to compel you into making a fake purchase.

Solution: Before you jump on a Euro Tour package offer for just $300, carry out a little research about the service provider’s credentials and authenticity. Read customer reviews to check if the company or the offer is legitimate and do not forget to run an anti-virus scan on your computer after any such online activity.

Read here about the most common Online and Email scams & frauds.

Sending E-Greetings and Malware to your Loved Ones

Solution: Choose reputed service providers. Look for misspelled names and words in the attachment links. If you find any fallacies, simply hit the ‘Delete’ button, pick up the phone and give your family or friends a call. They would love it!

Don’t let these holiday season shopping scams ruin your festive spirit. Bear in mind the simple solutions to avoid online shopping scams and enjoy your holidays without being duped! Download this booklet from Microsoft. It talks about how to stay safe from online fraud.

This post on Credit Card Skimming and Pin Theft Frauds may also interest you.

Speaking of scams, some of these links are sure to interest you:

Assisted by Pallavi Dubey

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How To Avoid Internet Fraud, Scams, Phishing And Other Cybercrime

Internet fraud takes many forms, from retail websites that don’t deliver, to emails phishing for credit card or bank information, to tech support scams that take over your desktop, and everything in between. They share a common goal, however: extracting money or personal data from an unsuspecting user.

Three signs that a website is legitimate

Hopefully most websites you encounter are legitimate. There are two quick ways to tell, plus one that requires just a little more legwork. 

2. In addition, some sites are independently certified to be secure by displaying trustmarks such as the Norton Secured Seal (managed by DigiCert), or the McAfee Secure certification (managed by TrustedSite). In China, an ICP (Internet Content Provider) license indicates that a site is registered with the government and allowed to operate.

JD Sartain / IDG Worldwide

ICANN WHOIS information

3. Check the WHOIS information for website owners’ names and locations. As defined by the ICANN (Internet Corporation for Assigned Names and Numbers) organization, WHOIS is not an acronym. It literally means, “who is responsible for a domain name or an IP address?”

Finding fraudulent websites

We covered identifying the owners of websites in an earlier article, and much of that information also applies to figuring out whether a site is fraudulent or otherwise sketchy:

3. If you want to find out whether a website is suspect, check the Better Business Bureau, Consumer Protection Agency, the Federal Trade Commission, or one of many Internet Fraud Detection lists for complaints or incidents of fraud. 

Retail rules of thumb

1. Read the fine print on customer contracts, agreements, product information, and policies concerning returns. I know these contracts are long and tedious, but it’s worth your time if it saves you from being swindled.

2. Don’t be fooled by unbelievable prices. If it’s too good to be true, it probably isn’t.

3. Read the customers’ reviews on that site, but don’t be misled by an implausible number of great reviews. Read the bad reviews first, and pay attention to what the customers say. If there are a lot of bad reviews, companies hire people to write hundreds of “fake” good reviews hoping that a windfall of goodness will cancel out the negative responses. Customers tend to complain more than compliment, so believe the complaints, especially if the reviewer provides contact information for further discussion.

4. Check the shipping options and the shipping company. If the company is unknown to you, or it does not provide tracking numbers or a reasonable shipping timeframe, find another vendor. Reputable businesses use well-known, reliable shipping contractors such as USPS, FedEx, UPS, and DHL, among others.

5. Always pay with a credit card, because you can challenge the charges if you’re scammed by an unethical company or if one of those companies sells your card number to a third party who makes a number of unauthorized charges. Most banks treat debit cards with the same courtesy. If your bank follows suit, then a debit card may be a safe alternative.

NOTE: Federal laws limit unauthorized charges to $50 if your account is abused.

JD Sartain / IDG Worldwided

02 Beware of promotional links in emails

8. Hackers often hijack users’ address books and send out infected emails that appear to be from friends, family, or coworkers. Never open an email attachment unless you personally know the individual or organization sending the attachment, or you’re expecting an attachment resulting from a prior arrangement. Even if both of these are true, you should still call or email the sender and confirm that they intended to sent you an email attachment. 

Die Zukunft Von Social Shopping

Social Shopping – die digitale Version des Einkaufsbummels

Egal, ob online oder offline: Kunden kaufen heute nicht automatisch bei Ihnen, weil Ihr Produkt das beste oder einzige seiner Art ist. Um neue Kunden zu akquirieren und bestehende Kunden zufrieden zu stellen, müssen Sie diesen einen Mehrwert bieten. Das Einkaufen in Onlineshops ist zwar ausgesprochen praktisch, befriedigt das Bedürfnis der Kunden nach sozialer Interaktion aber nicht. Diese Bedarfslücke schließen die Social Networks, in denen ein reger Austausch über Unternehmen, Shops und Produkte stattfindet. In Deutschland informieren sich laut der Connected Commerce 2024 Studie von DigitasLBi schon 87 Prozent der Befragten online (und zwar auch in den sozialen Medien), bevor sie anschließend ein Produkt im Ladengeschäft erwerben, 65 Prozent machen es umgekehrt.

Der klassische Einkaufsbummel mit Freunden ist also definitiv ein Auslaufmodell. Vielmehr werden soziale Netzwerke wie Facebook oder Pinterest nach Ideen durchstöbert und/oder verschiedene Anbieter auf Bewertungsportalen verglichen. Weil aber Einkaufen ohne soziale Interaktion nur halb soviel Spaß macht – suchen Kunden auch im Web nach dem gemeinschaftlichen Fun-Faktor. Wer seinen Kunden also ein „mehr“ an Spaß bieten kann, schafft genau den begehrten Mehrwert. Hier liegt das Potenzial von Social Shopping: durch die Integration von E-Commerce in Social Media oder durch Social Shopping-Portale (Plattformen, auf denen einzelne Produkte oder Händler bewertet, zu Favoriten erklärt, mit anderen geteilt und von diesen ein Feedback eingeholt wird, der Kauf selbst ist nicht die wichtigste Aktivität) wird der Einkaufsbummel erfolgreich in die digitale Welt verlegt.

Generell gilt: Machen Sie das digitale Einkaufen zum Erlebnis, das Spaß macht – und Sie werden davon profitieren. Ob kleiner Handwerksbetrieb oder großes Handelsunternehmen – wer jetzt den sozialen Aspekt in seine digitalen Vertriebskonzepte involviert, und teilen, bewerten und „gefällt mir“-Angaben ermöglicht, erschließt künftige Absatzpotenziale. Immerhin 28 Prozent der befragten Deutschen haben in der DigitasLBi-Studie angegeben, mindestens einmal einen Kauf mit anderen geteilt zu haben, 14 Prozent davon auch öfter. 68 Prozent waren im Monat vor der Befragung zumindest einmal auf Facebook aktiv, 14 Prozent auf Twitter und 24 Prozent auf Google+.

Ob Sie dafür auf Social Shopping-Portale zurückgreifen oder Shopping-Möglichkeiten direkt in Ihre Social Media-Profile integrieren, hängt von etlichen Faktoren ab, die Sie idealer Weise im Team mit dem Vertrieb, dem Marketing und Ihren Social Media-Verantwortlichen abstimmen. Ermitteln Sie, wo sich Ihre Zielgruppe höchstwahrscheinlich aufhält und planen Sie auch den zu erwartenden Arbeitsaufwand für Ihre Social Shopping-Aktivitäten ein. Nicht alle Social Shopping-Möglichkeiten eignen sich beliebig für jedes Unternehmen. Doch welche können Sie aktuell überhaupt nutzen?

Unikate und Schnäppchen – Social Shopping im deutschsprachigen Raum

Amerikanische Unternehmen wie Facebook, Twitter und Co. testen neue Features wie ihre Shopping-Apps in der Regel erst im Heimatland, bevor sie diese in Europa launchen. Doch Deutschland und Österreich sind keineswegs Entwicklungsländer, wenn es um Social Shopping geht. Zwar steckt der Einkauf via Social noch in den Kinderschuhen, doch Social Shopping-Portale sind auch hierzulande bereits seit mehreren Jahren ein fester Bestandteil des E-Commerce.

Im Unterschied zu ‘normalen’ Onlineshops bieten Social Shopping-Portale die Möglichkeit, mit Freunden zu interagieren – oder stellen die Social Media-Komponente sogar in den Vordergrund. Die junge österreichische Plattform trendley beispielsweise bietet den Nutzern an, sich im „Creator“ schicke Outfits zusammenzustellen und diese dann mit Freunden zu teilen. Digitale Mund-zu-Mund-Propaganda, die nachhaltiger als so manch großangelegte Werbekampagne wirken dürfte, weil wir unseren Freunden (und deren Empfehlungen) eher vertrauen, als einem Unternehmen.

Auf DaWanda können Produkte und Shops von den Kunden bewertet, als Favoriten gespeichert und an Freunde empfohlen werden. Zusätzlich hilft ein Geschenkefinder, für jede Person und jeden Anlass das perfekte Geschenk zu finden.

Auf edelight müssen Produkte gar nicht gelistet sein, um empfohlen zu werden. Das Portal setzt auf seine Kunden als Trendscouts: nach dem Motto „Shoppen, Stöbern, Schwatzen“ können diese Produkte über drei verschiedene Wege weiterempfehlen.

Wichtigste Erkenntnis: Bei allen erfolgreichen Social Shopping-Portalen geht es nicht um die Unternehmen, sondern um die Kunden und deren Empfehlungen. Um von Social Shopping zu profitieren, brauchen Sie sich also nicht überlegen, welche Trends oder Produkte Sie anbieten oder verbessern können. Überlegen Sie dafür, wie Sie zufriedene Kunden erreichen, die Sie gerne weiterempfehlen – und wie Sie Ihre Produkte zum Eyecatcher machen, der gerne geteilt wird. Für Social Shopping gelten also die selben Regeln, wie für alle anderen Social Media-Aktivitäten.

Heute San Francisco, morgen Berlin – Social Shopping kommt (nur wann?)

Wer die Entwicklungen in den USA und Asien auf dem Schirm hat, weiß, was früher oder später auch in Europa auf uns zu kommt. Für den Mega-Trend Social Shopping gilt: alle großen sozialen Medien wollen kurz- bis mittelfristig direkte Kaufmöglichkeiten in ihren Netzwerken anbieten. Händler mit Social Selling-Ambitionen müssen künftig nicht mehr nach passenden Portalen für ihre Branche fahnden, sondern wählen einfach die zum Unternehmen, seinen Produkten und Dienstleistungen passenden Social Media-Plattformen aus und offerieren ihre Produkte dort.

Zudem spielt sich das Social Shopping der Zukunft verstärkt auf dem Smartphone ab. Immer mehr Nutzer gehen mobil ins Web – und sie werden nicht jedes Mal zum Laptop oder PC wechseln, um ein Produkt tatsächlich zu kaufen. Vor allem, weil auch die sozialen Medien einfach per App auf dem Smartphone verfügbar sind. Die Integration von Kauf-Buttons in die Apps der Social Networks bedeutet laut einem aktuellen White Paper zum Thema Social Shopping von productsup mehr Bequemlichkeit für die Kunden und, wenn es richtig gemacht wird, mehr Umsatz für die Unternehmen. Wir haben uns drei soziale Netzwerke näher angesehen, die das Potenzial zum nächsten großen Social Shopping-Marktplatz haben.

Pinterest: der Vorreiter

Obwohl Pinterest nur über eine vergleichsweise ‘kleine’ Reichweite von 100 Millionen aktiven Usern pro Monat verfügt, hat die digitale Pinnwand beim Social Shopping die Nase vorn. Anfang Juni 2024 gab das Netzwerk bekannt, dass es nun möglich sei, verkäufliche Pins zu erstellen – einen Monat später gab es davon schon 30 Millionen . Vorerst nur für den US-amerikanischen Markt gibt es neben dem roten „Pinnen“-Button und einen blauen für „Kaufen“. Die Bezahlung läuft über Stripe und die Paypal-Tochter Braintree, zwei externe Bezahldienste. Dank Kooperationen  mit den Shop-Software-Unternehmen Shopify und Demandware ist es auch für kleine und mittelgroße Unternehmen sehr einfach, über Pinterest zu verkaufen, wenn ihre Onlineshops diese Software bereits nutzen.

Durch die Integration mit den Shop-Systemen verschwindet der Kauf-Button von selbst, wenn das Produkt, das ein Nutzer an seine Pinnwand gepinnt hat, ausverkauft ist. Und es wird nicht pro Kauf sondern nur bei Werbung für die zu verkaufenden Sachen gezahlt . 2014 wurde das Netzwerk sogar vom US-Magazin PC Mag unter die Top 3 der Social Shopping Portale gewählt. Natürlich ist deswegen die Grundregel des Social Shopping, Empfehlungen zu generieren, nicht außer Kraft gesetzt. Aber wenn Sie richtig gutes Bildmaterial und aktuelle Daten zu ihren Produkten liefern können, sollten Sie Pinterest in puncto Shopping unbedingt im Auge behalten.

Instagram: die Hoffnungsvolle

Instagram hat erst vor Kurzem seine Werbe-API für alle Unternehmen geöffnet – und damit einen langgehegten Wunsch der Werbetreibenden erfüllt. Als besonders junge Plattform (37 Prozent der Nutzer sind zwischen 18 und 20 Jahre alt) mit einer Reichweite von 300 Millionen aktiven Nutzern pro Monat bietet Instagram eine geradezu ideale Plattform, um diese Zielgruppe via Werbung und Social Shopping zu erreichen. Zudem verfügt Instagram über die Social Analytics der Mutterfirma Facebook – das macht auch die Werbe-API attraktiv. Doch so vorsichtig das Netzwerk mit Werbung war (und ist), so vorsichtig geht es auch mit Thema Kauf-Button um. Tests laufen seit geraumer Zeit, doch über den konkreten Zeitpunkt einer breiten Einführung kann hier nur spekuliert werden. Setzen Sie bei Ihren Instagram-Aktivitäten daher auf nicht gleich auf neue Technik, sondern auf bewährte Strategien: zufriedene Kunden, die Bilder der bei Ihnen gekauften Dinge veröffentlichen.

Schon gewusst? Seit August ist das von unseren Kunden meistbegehrte Netzwerk voll in Hootsuite integriert. Wie Sie sich das Bildernetz zu Nutze machen, erfahren Sie in unserem Hoot-Tip.

Facebook: der Gigant

Facebook ist mit 1,49 Milliarden aktiven Nutzer pro Monat weltweit der Social Media-Platzhirsch. Seit etwas mehr als einem Jahr testet Facebook auch, wie sich „Jetzt Kaufen“-Buttons in die Plattform integrieren lassen.

In Kooperation mit Shopify wurde erst im September 2024 eine neue Shop-Funktionalität für die Profilseiten gelaunched, die sowohl am Rechner als auch mobil funktioniert. Das größte Kapital von Facebook sind allerdings Unmengen von Daten und seine ausgefeilten Datenanalyse-Tools, die es ermöglichen, die Zielgruppe noch besser und genauer kennen zu lernen. Doch Facebook scheint (noch) nicht wirklich Interesse daran zu haben, auch zum weltgrößten Social Shopping-Marktplatz zu werden: Die Bemühungen in diese Richtung werden eher zögerlich vorangetrieben. Der Social Media-Riese könnte eher verlockt sein, zunächst seine Anzeigenformate auszubauen, bevor man sich konsequent dem Thema Kauf-Button annimmt. Damit bleibt Facebook vorerst der Ort, an dem sich Kunden über ihre Erfahrungen mit Produkten, Dienstleistungen und Unternehmen austauschen, die sie an anderer Stelle gemacht haben.

Die Zukunft des Social Shopping bleibt spannend

Derzeit hat es nicht den Anschein, als würden die Grenzen zwischen Social Media und Social Shopping in naher Zukunft völlig verschwimmen. Zwar gibt es Netzwerke wie Pinterest, die sich zum Ziel gesetzt haben, das Einkaufen zu einem festen Feature für ihre Nutzer zu machen, doch die Mehrheit der Social Media-Netzwerke will dies nicht in dieser offensichtlichen Form betreiben. Umgekehrt steht die soziale Interaktion bei einigen Social Shopping-Portalen zukünftig wohl noch mehr im Mittelpunkt als bisher, aber der Zweck eines solchen Portals bleibt weiterhin „verkaufen“. Spannend bleibt die Entwicklung trotzdem, zum einen aufgrund des großen potenziellen Marktes, zum anderen, weil Social Shopping für fast jede Zielgruppe einen Mehrwert generiert. Verlassen Sie sich also am besten auf etwas, das sich wahrscheinlich nie ändern wird: auf das Bedürfnis Ihrer Kunden, nicht nur einzukaufen, sondern auch mit Freunden darüber zu sprechen. Und zwar überall – auch online.

Laden Sie sich außerdem unser kostenlosen Social Selling Toolit runter

The Best Shopping List Apps For Iphone

Some people still use a pen and paper to make their shopping lists. But those can easily be forgotten at home when you leave for the store. And, what if someone else is going to do the shopping? Wouldn’t it be handy to share the list right to their device?

If you’re in the market for a digital solution, here are the best shopping list apps for iPhone.

The features you need

A shopping list app should have the most common features. You should be able to easily create lists, add and mark off items, and share your lists, all without paying a dime. All of these apps do exactly that. But each one also does a bit more.

AnyList

AnyList offers an intuitive interface, so creating and managing your shopping lists is simple. Here are some of the app’s most notable features.

Add your favorite items so that you can add them to future lists with a tap.

Use built-in food categories or create your own for organizing your lists.

Search for and import recipes from within the app and then add the ingredients right to your shopping list.

Adjust the settings for an icon badge, notifications, Siri support, and Amazon Alexa sync.

AnyList has even more features than those standouts you see here. And since the app is available for free, it’s definitely worth trying.

Availability: iPhone, iPad, Apple Watch, and Android

Cost: Free with an upgrade that gives you a meal planning calendar, recipe scaling, location-based reminders, backup and sync, and much more.

Our Groceries Shopping List

Our Groceries Shopping List is another good app to help with your shopping. While it may not have as many bonus features as AnyList, it’s ideal for those who want to keep it simple. Here are its notable features.

Use built-in food categories or create your own for organizing your lists.

Include notes and links for your shopping lists.

Add and save your own recipes and ingredients. Then, add those items to your shopping list.

Adjust the settings for list sorting, the cross-off action, adding multiple items, and arranging your master list.

Our Groceries Shopping List gives you exactly what you need to create, manage, and share your lists at no charge.

Shopping List Ease – Grocery

Shopping List Ease is a cute app with animations along with its necessary features. Here are a few of the extras that make this app stand out.

Include a quantity, price, category, and note for all items you add to your list.

Send items to the in-app pantry as you mark them off your list.

Keep an inventory of your pantry and add items you run out of to your shopping list.

Use the handy barcode scanner to add items to your list.

Browse and print coupons by category.

Shopping List Ease is a great app with a neat interface and in-store reminders with push notifications, so you don’t overlook a thing. To share your lists, just sign up for free or use the Facebook login.

Availability: iPhone and Android

Cost: Free with an upgrade to remove the ad banners at the bottom of the screens.

Out of Milk – Shopping List

Out of Milk is one more shopping list app worth your time. It’s easy to use, has a clear interface, and of course, offers bonus features that you’ll enjoy.

Include a quantity and quantity type, price, category, and note for all items you add to your list. You can also mark if you have a coupon for the item and the amount for it.

Use built-in food categories or create your own for organizing your lists.

Use the handy barcode scanner to add items to your list.

Keep an inventory of your pantry and use the helpful to-do list.

With Out of Milk, you can sign in with Facebook, Google, or an email to share your lists. You can also add sales tax and see both cart and list totals, so you know what you’ll be paying at checkout time.

Availability: iPhone, iPad and Android

Cost: Free

Wrapping it up

Anything that makes our shopping easier is a treat and these apps do. You’ll likely be happy with any one of them, but if you have a different shopping list app that you love and want to recommend, leave us a comment below.

You can also check our other iPhone app lists if you’d like more suggestions for your device.

Apple Shopping Guide: When To Buy Apple Products

With Apple’s 2023 WWDC in the rear-view mirror, anticipation can start building back up for the rest of the year and new Apple hardware. As is generally the case, Apple shows off its newest software updates in the summer and releases new hardware in the fall. Along with that comes many questions of when it’s a good time to buy Apple products. In this Apple shopping guide, we’ll take a look what you can feel comfortable with buying today and what you should hold off on.

MacBook Air/Pro

What you should do: buy now

Deciding whether to buy a MacBook Air/Pro now is increasingly difficult. Recent 2023 updates have made all of Apple’s laptop lineup much better, including a base storage of 256GB. Eliminating the loathed butterfly keyboard has also made Apple’s 2023 laptop lineup well worth considering.

All of that said, Apple’s decision to move from Intel chips to “Apple Silicon” is incredibly enticing. Yes, there are many outstanding questions about how Apple Silicon will perform. If it runs anything like the iPhone and iPad processors Apple manufactures, it could be an exceptionally strong performer.

Better battery life and overall performance could be just two of the many reasons Apple Silicon could be worth the wait. However, if you can’t wait for a new computer or still want to run Windows on a Mac, you should pick something out of Apple’s current lineup. The MacBook Air and the 13″ and 16” MacBook Pro computers are really outstanding machines in their own right. The $999 price on the MacBook Air is particularly attractive, and while Apple Silicon looks great, the current Pro and Air models perform exceptionally well.

iMac

What you should do: wait

There is little question you should hold off on purchasing a new iMac right now. The current iMac model is well overdue for a redesign. There is no answer as to when Apple will release a new iMac or if they will wait for Apple Silicon, but if you can wait, you should.

If you are looking to buy an iMac in the next six months, wait.

iPhone

What you should do: wait

When anyone asks if now is a good time to buy an iPhone, the answer depends on at what point in the calendar year the question is asked. If history repeats itself, Apple will launch a new iPhone (more like multiple iPhones) in the next sixty days give or take (as of this writing).

As is generally the case, they will have faster processors, improved cameras and increased battery life among other new features. It’s also likely that new iPhones will be priced similarly, if not identically, to the current models. The best thing you can do right now is wait. On top of everything else, the upcoming “iPhone 12” is likely to be Apple’s first iPhone with 5G connectivity.

Existing iPhone models like the iPhone 11 series will drop in price shortly after the new iPhone is released. Now, if you were asking this question in January, the answer might look entirely different. This close to the fall season, wait, wait, wait.

iPad

The iPad Pro, in particular, which was refreshed in March 2023, is a particularly difficult decision. If you follow the Apple news world closely, you know there are always rumors about upcoming refreshes and the iPad Pro is no different.

That said, the inclusion of the A12Z Bionic Chip, Pro display, Pro cameras and LiDAR Scanner makes it an incredibly enticing device. Throw in the Magic Keyboard, and the iPad Pro has never been closer to a computer. Will Apple release another update to their already existing update in the same year? That’s unlikely, so go ahead and grab one.

The $329 seventh-generation iPad is a solid buy for right now. Yes, it comes with a slightly underpowered A10 processor, but it’s great for families, kids and just general entertainment.

For the iPad Air and iPad Mini 5, both refreshed in early 2023, it’s a little harder to answer. It’s very possible both of these could be updated before the end of the year, so waiting until September/October seems perfectly reasonable.

AirPods

What you should do: buy now

The company’s announcements at WWDC shows that with iOS 14, AirPods will get even smarter. Things like optimizing charging and, in the case of the AirPods Pro, something of a surround-sound effect, are releasing in the fall. For now, there is no reason to hold off on any AirPods purchase.

Both the “regular” AirPods and AirPods Pro are unlikely to be refreshed this year. Even so, any changes are likely to be incremental at best, so nothing that would have you kicking yourself for purchasing early.

Apple Watch

What you should do: wait

Yet again, we’re stuck looking at an Apple product that is incredibly easy to recommend but hard to say yes to right now.

The Apple Watch Series 5 is a fantastic smartwatch and easily the best in the category. There is a good chance Apple could announce a new watch at the same time as a new iPhone later this year. The good news is that the release of any new Apple Watch would lead to a price drop for the series 5, which could be yet another reason to wait. Every Apple Watch from the Series 3 on will get WatchOS 7, which includes sleep tracking.

Conclusion

Deciding when to buy a new Apple product has always been a juggling act. It has always been a discussion of how much longer you can wait for a product refresh. While Apple seems to be on an internalized calendar for their refreshes, they can just as easily change things up. Don’t forget that if you are a student, you can get discounts on Apple products, so if you really need something now, do not wait. Buy with confidence that any Apple product you purchase will get both hardware and software support for years.

David Joz

David is a freelance tech writer with over 15 years of experience in the tech industry. He loves all things Nintendo.

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Top 20 Fraud Detection & Prevention Software Companies 2023

Below are the 20 significant fraud detection and prevention software companies that offer a safe environment for businesses to work and operate.  

Fraud.net is a leader in AI-powered enterprise risk intelligence. Its award-winning fraud detection platform helps digital businesses quickly identify transactional anomalies and pinpoint fraud using artificial intelligence, big data, and live-streaming visualizations.  

Riskified is an all-in-one eCommerce fraud prevention solution and chargeback protection service for high-volume and enterprise merchants. Riskified offers a 100% chargeback protection guarantee on every order. Riskified approves, allowing their merchants to sell with confidence. It is the world’s leading eCommerce fraud-prevention company trusted by hundreds of global brands from luxury fashion houses and retail chains to gift card and ticket marketplaces.  

Sift is the leader in Digital Trust & Safety, empowering companies of all sizes to unlock revenue without risk. Sift prevents fraud with industry-leading technology and expertise, an unrivaled global data network, and a commitment to building long-term partnerships with their customers. Twitter, Airbnb, and Twilio rely on Sift to stay competitive and secure.  

iovation, a TransUnion company, was founded with a simple guiding mission: to make the Internet a safer place for people to conduct business. Since 2004, the company has been delivering against that goal, helping brands protect and engage their customers, and keeping them secure in the complex digital world. Armed with the world’s largest and most precise database of reputation insights and cryptographically secure multi-factor authentication methods, and safeguards tens of millions of digital transactions each day.  

Signifyd, the world’s largest provider of Guaranteed Fraud Protection, was founded on the belief that e-commerce businesses should grow without fear of fraud. Signifyd solves the challenges growing e-commerce businesses persistently face: billions of dollars lost in chargebacks, customer dissatisfaction, and operational costs. Signifyd Guaranteed Payments protect online retailers supported by a full-service machine-learning engine that automates fraud prevention allowing businesses to increase sales and open new markets while reducing risk.  

Forter’s integrated fraud prevention platform protects online merchants from fraud attacks and abuse at both the account level and the point of transaction. Forter protects more than US$130B in online commerce transactions for more than 500 million global customers. The company’s identity-based fraud prevention solution is formed through innovative machine learning technology, honed by ongoing expert predictive research and insights.  

i-sight is a powerful case management platform that organizes and manages a company’s investigative process and provides the data to analyze results, prevent incidents and losses to protect the employees. i-Sight provides solutions for human resources, ethics and compliance, fraud, health and safety, and corporate security to name a few. It centralizes all case information to allow secure collaboration to boost efficiency and save time and money.  Some of i-Sight’s notable clientele are EA Sports, Red Bull, Twitter, and the United States Olympic Committee.  

Column Case Management is a privately-held software provider that specializes in case management. The company has developed a holistic approach to investigate fraud with software that provides centralized evidence collection and streamlines search functions. The use cases of Column Case Management’s processes are risk management, vendor audits, tracing and recovering losses, web, security, and digital identity, IP infringement, and theft, money laundering, schemes, etc.  

IBM’s fraud detection resource, IBM Security Trusteer, helps companies detect fraud and seamlessly authenticate users across all the channels of the customer journey. Through cloud-based intelligence, based on AI and machine learning, Trusteer provides a 360-degree fraud detection platform for better customer service while providing protection against malicious users.  

With Agnovi’s fraud case management software, investigators can effectively manage tips, complaints, and investigations for internal and external fraud. Agencies can manage fraudulent event data, record keeping, evidence, and compliance for investigations around insurance fraud, tax fraud, identity theft, and large-scale banking fraud. It offers customized automatic download of fraud reports with the e-mail confirmation, name capture of all involved parties to build cases, the ability to store all documents in a unified system, and the elimination of duplicate information.  

Brand protection, insurance fraud, occupational health and safety, government fraud, and financial fraud are some of the few services ScoutCMS offers. This case management automates claims processes to increase profitability, detects, corrects, and prevents fraud, waste, and abuse, assesses government fraud cases in a collaborative and organized environment and enables investigators to assess complex financial fraud information.  

FRISS Fraud Detection at Claims enables claim segmentation, improves the customer experience with faster payment of legitimate claims, and automatically detects insurance fraud before claims are paid. The company’s AI-powered fraud detection software automatically detects suspicious claims, reveals networks and hidden patterns while safely automating business processes.  

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