You are reading the article Should You Splurge On A Hyper updated in December 2023 on the website Hatcungthantuong.com. We hope that the information we have shared is helpful to you. If you find the content interesting and meaningful, please share it with your friends and continue to follow and support us for the latest updates. Suggested January 2024 Should You Splurge On A HyperWhat’s your monitor resolution?
1080p, 60Hz refresh, averaging medium to high settings:
Recommendation: Almost any modern GPU will do—including the AMD RX 6500 XT budget offering.
1080p, 144Hz refresh and beyond, high to ultra settings:
Recommendation: To hit these metrics, you’ll likely need to step up to a minimum of a GeForce RTX 3050 or AMD 6600 XT on the lower end, or an RTX 3070 level GPU or the RX 6800 for really smooth performance at higher visual settings. New 360Hz 1080p monitors may even require insane GPUs such as an RTX 3080 or 3090 to really max out—so the sky’s the limit here.
mentioned in this article
GeForce RTX 3050
Read our review
Best Prices Today:
1440p, 144Hz refresh, high to ultra settings:
Ultrawide monitors, 100Hz+refresh and high to ultra settings:
Recommendation: We didn’t forget you ultrawide monitor users—it’s often the sweet spot between 1440p and 4K. You’ll want to follow the same rules typically for 1440p gaming for a good gaming experience, and possibly step up to higher-tier GPUs for even better results.
mentioned in this article
Radeon RX 6800
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4K, 144Hz refresh, high to ultra settings
Recommendation: The holy grail of PC Gaming—well, until 8K steps in. To have a good gaming experience, you’ll want to start around the RTX 3070 or 2080 Ti level, or AMD RX 6800/6800 XT. If you really want to be impressed—this will call for the RTX 3090 or AMD RX 6900 XT for maximum performance and visuals.
Thiago Trevisan/IDGWhat you’re missing out on
For good frame rates with most monitors, you really don’t need the top-spec GPUs. But their higher prices must mean you’re missing out on something, right? Kind of.
Ray tracing: Sure, an RX 6500 XT technically can do ray tracing, but you won’t want to suffer through it. A more expensive GPU will simply give you more eye candy—that’s when we go beyond simple frame rate expectations. Thankfully, coupled with technologies such as Nvidia’s DLSS and AMD’s FSR, more reasonable GPUs such as the RTX 3060 or 3070 can do a pretty good job in most games. Of course, if you want to step it up to 4K and ultra, that’s really when you’ll need an RTX 3080 Ti level beast to handle it.
mentioned in this article
GeForce RTX 3080 Ti Founders Edition
Read our review
Best Prices Today:
Some people don’t care for ray tracing, so they can save some big bucks. It’s a big technology that will be here going forward, however, so expect it to become better and easier to run with time.
What you do get in most newer GPU tiers
Most newer GPUs will still give you the technologies available in their higher-tier brethren. Want Nvidia Nvenc, DLSS, reflex, or even ray tracing? Most will offer it, with the caveat for performance drops with things like ray tracing if you opt for a less powerful GPU.
Thiago Trevisan/IDGHow about older GPUs?
Not everyone is cross shopping an RTX 3060 with an RTX 3070 and wondering if it’s worth the upgrade. What are you missing out with 10- or 20-series GPUs? The 9 series, such as the 980 Ti, may still play some games, but they’re limited.
The same monitor and graphics settings rules will apply—if you keep it in check, you’re not missing much if you’re still gaming on a RTX 20-series GPU like a RTX 2060, or even a GTX 1080. You’ll have to lower settings and keep your monitor choice to lower resolutions than 4K.
What you are missing, however, likely will be the greater visual levels, as technologies such as ray tracing are either not supported or do not work very well on older GPUs.
You may be surprised to learn that some older GPUs—such as the GTX 1060 6GB and AMD RX 580—can still hang at 1080p with newer options like the 6500 XT, too.Are there any bang-for-the-buck choices in this market?
Pulse Radeon RX 6600 XT
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Process of elimination: Let’s start with the polar opposites in the GPU market. The AMD RX 6500 XT is the budget newcomer to the market, with a supposed MSRP of $199 (heh, heh). It has limited monitor ports, 4GB of VRAM, and can’t handle much more than 1080p medium settings. You’ll likely want to avoid this one, but you may have to up your budget in today’s inflated market for a better offering.
Consider instead the RX 6600 or 6600 XT, or a RTX 3050 if you can find it at a reasonable price. You’ll get much better frame rates, and even some ray tracing, too.
Polar opposite number 2: The RTX 3090 or 6900 XT. You probably don’t need these. They’re expensive, and unless you need the 3090’s 24GB of VRAM, it’s vastly overkill. If you’re after high end gaming, the RTX 3080 10GB was always the sweet spot—but it’s so sold out that we can’t recommend it. The RTX 3080 Ti is a good alternative to the 3090, it’s a few hundred dollars cheaper for almost the same performance. (If you can stomach the high prices, most sell for beyond their $1199 MSRP.) The newly released 12GB version of the RTX 3080 may be a bit cheaper than the 3080 Ti, with similar performance, too.
On the AMD side, the 6800 XT is a competent alternative to the 6900 XT—only a bit less performance but you’ll save some big bucks.
Choosing between AMD or Nvidia? Nvidia is still the leader in ray tracing and has some specific technologies like Nvenc which may interest you, otherwise AMD is very competent—especially at 1080p and 1440p levels of gaming.
mentioned in this article
GeForce RTX 3070 Ti Founders Edition
Read our review
Best Prices Today:
After the extreme ends, how about the middle? This is likely where most people will look for their GPU. The RTX 3070 is certainly a stand out here, followed by the slightly paired-down 3060 Ti. They’re much better performers than the RTX 3060, which although it has 12GB of VRAM, isn’t on the same level as the 3060 Ti with 8GB.
The RTX 3070 Ti or AMD RX 6700 XT, or RX 6800, are good performers, but they carry some pretty high pricing premiums relative to the performance increase they offer.
If choosing one bang-for-the-buck GPU, we’d likely have to settle on either an RTX 3060 Ti or 3070. They provide most of the perks of their higher-end siblings, and in the case of the 3060 Ti, can be found for cheaper than the others. (They’re still expensive, with average pricing easily surpassing $600 to $700 at retail)
Thiago Trevisan/IDGSave some money!
The GPU market is currently brutal, with the price delta between cheaper GPU offerings and the top end being bigger than ever. The good news is that diminishing returns start to hit really hard after you pass an RTX 3070 level of performance for most people—allowing you to enjoy most of the benefits the higher end offers at often half the cost or less.
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There you are, sitting on your office chair. Feeling comfortable and good about yourself. Let me tell you something. You are lost. You are a nobody. Why? Because you don’t have a mechanical keyboard in your life! Like some evangelical preacher, I have an idea I need to sell you. That is the glory of the mechanical keyboard. If you accept the mechanical keyboard into your life, you could be experiencing increased comfort, improved productivity, and glory! It will change the way you type forever! Don’t just ask me, there are plenty of fanatics that have forever converted from using cheap, rubber-dome keyboards to high-quality mechanicals. I have made a short list of five reasons why you should switch to a mechanical keyboard. I have faith that you will see the light.
The second reason why you need to switch to a mechanical keyboard is ergonomics. Mechanical keyboards generally have higher quality keycaps which are rounded to let your fingers rest on them more comfortably. Traditional laptop keys, with the exception of Lenovo’s, are flat. Flat keys are good for space-saving designs but you not only lose precision, but also comfort. I find flat keys uncomfortable to type on for long periods because I have to hit them “head on” in order not to make an error. Also, it is very easy to hit these keycaps on the corners which will cause your fingers to slip and mis-type. If you hit the corner of a keycap on a mechanical keyboard, you still have a good chance of registering the input. The longer “throw” of mechanical keyboards are also more comfortable for long typing sessions compared to the short engagement point of chicklet-style keyboards. For a long time, I thought the main attribute of an ergonomic keyboard is shape. After using the Microsoft Natural Ergonomic keyboard for 2-3 years and using my Leopold Tenkeyless for about 5 months, I realize that it’s not about the shape. The main reason mechanical keyboards are better is the key switches.
The third benefit is reduced strain. I realize this is closely related to comfort but I felt that this deserved its own section simply because of RSI(Repetitive Strain Injury). We use our computers for hours and some of us do not take RSI seriously. I take good care of my hands. And so should you. For most people, their hands are their livelihood. Hand health is very important if you are a musician, laborer, or athlete. One thing I’ve notice after spending a few months with my mechanical keyboard compared to keyboards of my past is finger pain. I use to get finger pain after prolonged typing on the rubber dome keys. They were all I knew so I didn’t question. It wasn’t until I was in the market for a better keyboard where I found out about mechanical key switches. Subsequently, it wasn’t until I was typing on them for hours until I realized my finger pain was mainly caused by the cheap rubber-dome keyboards. If you are on the computer for hours, or if your profession involves extensive amounts of typing, consider investing on a mechanical keyboard for this very reason. These key switches will reduce finger strain. Your hands will thank you.
The fourth benefit of using a mechanical keyboard is improved speed. A more precise, comfortable keyboard means improved typing speed. I was never a speed typist. Barely being able to type 25 WPM, after a few months of serious training, I can now type 60-70 WPM. Your mileage may vary but you will improve your speed. If not in burst typing, definitely in endurance typing. That’s typing long essays or reports. Wiki has the average typing speed rated at 33 WPM. If you are over this, you are doing very well.
The last and most important reason why you need a mechanical keyboard? They’re fun! That may sound silly to say but after getting one, I now enjoy typing. I like the sound of these Cherry MX browns. Some people like the blues. You can’t go wrong either way. They’re great to type on. Mechanical keyboards have their own unique personalities. From the simple Leopold Tenkeyless to the highly sought after HHKB Pro 2. Typing shouldn’t be a chore. Most people probably won’t be competing on typeracer for leisure, but mechanical keyboards will make you smile. It’s like buying a luxury car. Sure, you don’t NEED leather heated seat with power everything but if you can afford it, why not treat yourself? Especially a tool that you will spend years using. Once you punch the keys, you will see the light
What do doctors, lawyers, engineers, and digital marketers all have in common? The answer is that each industry has its own unique set of jargon, definitions, and terminology.
In the world of digital marketing, specifically the world of Search Engine Optimization, it is important to know the most important terms that you are likely to hear because SEO can be quite complex. Without a strong understanding of SEO terminology, it can extremely be difficult to navigate the ether and help your business improve its digital footprint. Without this understanding, you will not know how you to react to your data and measure success.
To help you understand the sophisticated world of digital marketing, here are 25 simple SEO terms and definitions that you need to understand before you start your marketing campaign.
Algorithm: A program used by search engines to determine what pages should be suggested for a given search query. Algorithms search for web pages that contain the keywords used in the search, then assigns a rank to each page based on several factors, including how many times the search term and keywords appear on the page.
Google’s PageRank is the most important search algorithm to be conscious of because it measures the importance of web pages in their search results. Although PageRank is not the only algorithm used by Google to determine search results, it was the first of its kind and makes up the backbone of the internet’s primary function. The most important thing to know about algorithms is that they require a lot of maintenance and updates to keep up with new content. Google frequently makes secret changes to their algorithms and will announce any major changes to the public as needed. To keep up with Google’s ever-evolving algorithms and receive the latest news, subscribe to Search Engine Journal.
Alt Text (Alternative Text): The description of an image, which usually isn’t displayed to the end user, unless the image or asset is undeliverable.
Alt text is extremely important for SEO because search engines can not distinguish one image from another and when executed properly, it is used to describe the associated image. Alt text is also especially important to the visually impaired population because they use special web browser programs to make sense of the image’s content through alt text.
Analytics: Free platforms that allow you to manage all website traffic and activity.
Google Analytics has become the most widely used analytics service on the web because it provides users with valuable insight. Nearly all businesses have some kind of online presence so it is important to monitor the success of your website and make sure that it’s infrastructure can facilitate a great SEO strategy. One of the most important metrics to monitor through analytics is Bounce Rate. Your bounce rate will tell you exactly how quickly someone enters and leaves your website. If you see a very high bounce rate that could be indicating that your website is optimized poorly and you need help from an SEO pro!
Backlinks: When someone purposely links to your website from their own.
You can think of backlinks as votes for your website. As more people vote for (link to) your web pages and infographics, that tells Google’s algorithms to notice your unique content and make it more visible in search results. Unlike a democracy, all votes are not created equal and any backlinks from a site that Google registers as “malicious” could have negative effects on your SEO.
Blog: A discussion or informational website that presents content in chronological order or a themed category.
Black Hat Tactics: SEO tactics that fall outside the industry’s best practices in an attempt to cheat the search engine’s algorithm and falsely improve search rankings.
Black Hat tactics are practices that go against search engine guidelines set by Google. These unethical tactics are used to improve a website’s ranking but typically result in penalties for improper optimization techniques. You can think of these tactics as the dark arts of SEO and it’s important to make sure that your SEO specialist isn’t using any of these techniques. Black hat techniques may include keyword stuffing and cloaking, but we’ll talk about those later in this post.
Cloaking: A Black Hat tactic performed by delivering content to the search engine based on the IP address or User-Agent HTTP header which is different than what is actually viewed by the user.
What was once an antiquated doorway page technique has now become a major SEO faux pas. All Black Hat tactics are frowned upon by legitimate SEO experts but cloaking is one of the most serious SEO infractions. When someone cloaks a web page, search engines can be deceived into displaying the incorrect result because the IP address or User-Agency HTTP have been manipulated. We warn you against using this tactic because it carries a virtual death sentence for your site and can ultimately get your business ousted from Google’s search results.
Doorway: A web page that is designed specifically to attract and redirect user traffic (excluding spiders) from a search engine.
A doorway page, also known as a gateway, redirects users to another site and is considered to be another form of cloaking. People often confuse landing pages with doorway pages because these pages fall outside the website’s core structure but the difference lies within usability and content. Doorway pages are typically designed to fool search engines and lack in user experience, best practice optimization, and relevant content. Be wary of anyone who recommends a doorway page instead of a landing page because they are designed to rank for specific keywords only.
Domain Authority: A calculated metric that measures a domain’s power or importance in search engine results.
Moz’s domain authority metric is based on three factors: the age of the website, popularity or relevance of the content/links, and size. Domain authority provides online marketers with a metric that gauges the quality of a site through a score between 1-100. But what does this score tell us exactly? The founders of Moz created this metric to estimate how competitive a website is on Google and why it ranks better than other domains. So if your older site receives a score of 60 or higher then your chances of ranking are significantly better than a new site with a score of 30.
Curious about your score?
External Link: A hyperlink that references a domain outside of its own structure.
Linking out to other website content is a great way to help search engines understand what your site is about but make sure that your external links are driving users to high-quality resources. If you link out to several sites containing sub-par content, some search engines may not rank your site as well as you hoped. Linking to quality, editorial content is the key to getting search engines to trust your website and linking to trustworthy material will ultimately improve your overall SEO performance.
Google Ads Keyword Planner: A research tool, created by Google, that estimates the popularity of a specific keyword search term, any related keywords, and any other relevant keywords that Google perceives as relevant to your on-page content.
This keyword research tool helps online marketers identify and select the most relevant keywords for their digital marketing campaigns. Selecting the right keywords for your business from Google’s results isn’t as easy as it sounds but this research tool provides marketers with clarity about what users are searching for. Keyword research tools are especially helpful when looking for new keywords and their bid estimates. Refreshing your keywords every few months will keep your campaign from going stale, help you identify the ones with the highest search volume, and boost your search engine rankings.
HTML (Hyper Text Markup Language): The standard code or “markup language” for creating web pages and web applications.
You can think of HTML as the native tongue of search engines. HTML was created prior to the Dot-Com Bubble and helped launch many successful, and not so successful, search engines during 1990s. The primary function of HTML is to be a text-based approach that describes how the content in an HTML file is structured and it tells a web browser how to display text, images, and multimedia assets on a webpage. As the internet flourished, HTML evolved and using HTML tags have become part of the backbone of SEO. Properly using HTML title tags, description tags, and header tags will help your web page content be seen and categorized by search engines.
Internal Link: A hyperlink from one related page to another within the same website domain.
Internal linking is important to your SEO strategy because these links will create an interconnected web of relevant content that search engines will view as trustworthy. Internal links help establish a hierarchy on your website, which allows you to award more value to the most important pages and posts. Blogs provide the most favorable environment for internal linking because it shows a deeper relationship between content and using this strategy can seriously elevate your SEO.
Keyword Cannibalization: Excessive use of the same keyword on several web pages within the same site making it difficult for search engines and users to determine how relevant a page is for the searched term.
Keyword cannibalization is one of the most damaging SEO mistakes that people make, and they often don’t realize that they have committed such a grievous error until its too late. Keyword cannibalization occurs when a website is flooded with the same keyword(s) over and over again, confusing search engines, and hurting your SEO. To prevent this from happening, use 301 redirects and relevant variations of the keywords that help Google know which pages are the most valuable.
Keyword stuffing is one of the oldest forms of Black Hat tactics and SEO experts are glad to see this primitive technique finally start to die out. Back when the web was a Wild West information, keywords were stuffed into content in an attempt to trick search engines and they could even be hidden in plain sight from users by manipulating text colors. Naturally, this led to a crackdown on keyword stuffing and it was quickly penalized by search engines. So why did keyword stuffing become so popular? Well, keyword stuffing can create very impressive results but like all things that are too good to be true, the long-term negative effects outweigh the initial boost in SEO.
Local SEO: SEO that specifically optimizes a business’s online visibility in a local area.
Local SEO is extremely important to incorporate in your strategy because it will increase your chances of ranking on the first page of results when users search in a specific area. You can improve your local SEO by targeting keywords that are specific to your business’s location, setting up a Google My Business account, and making sure that all of your online location listings are correct. To help you manage your local visibility, third-party services like Yext have the ability to sync and validate all of your business information in one easy to use tool.
Long Tail Keyword: A longer, more specific search query that consists of at least three words or a phrase.
Long tail keywords are often used to target specific audiences instead of the masses. For example, a search for “red shoes” will populate a very broad result while a long tail search using “shoes with red soles” will produce results for a specific kind of designer shoe. The majority of all searches are long tails so make sure that you’re using the most specific and popular ones in your web page content to improve your SEO.
META Tags: Fragments of text that describe a web page’s content within the HEAD section of an HTML page but they do not appear on the page itself.
You can think of META Tags like invisible nametags for a piece of content until you examine the code further. It is important to have unique META Tags that accurately describe the content so search engines know what your page is about. METAs help create the first impression that users receive about your page within the SERPs so make sure that each one is unique. There are several kinds of META Tags, however there are four kinds that should be on every page: Meta Content, Title Tags, Descriptions, and Viewports.
Mobile Optimization: The process of adjusting your website design and content to ensure that visitors can access the site from all devices and view it properly on different screen sizes.
We cannot stress this enough! Mobile optimization is VERY important for SEO because we live in a mobile-first world and your website’s performance is a huge part of SEO. In 2023, Google made an announcement that they will index websites that are mobile-friendly, meaning that they will use the version of the website that properly responds to mobile devices and screen sizes. When websites fail to do this, the images, content, and functionality becomes compromised and renders the site nonfunctional. Although rankings don’t completely hinge on mobile optimization it is very important to have mobile-friendly content for a better user experience.
Nofollow Link: A command found in the HEAD section of a web page or within individual link code, which instructs bots to not follow any links on the page or the specific link.
Nofollow links are caused by nofollow tags that notify search engines to not count the page’s content or link. The need for nofollow links comes from the chaos that ensued when PageRank made its debut and the internet went crazy with link spamming. Nofollow links technically provide little SEO value but that doesn’t mean that they’re useless, even though they do not count as a vote in the page’s favor, boost PageRank, or help a page’s placement in the SERPs. Although nofollows aren’t a perfect SEO solution, they get the job done and basically serve as a link condom.
Pagerank: Google’s proprietary algorithm, named after co-founder Larry Page, that assigns a score between 0 and 1 based on link popularity, trustworthy content, and other unknown factors.
Page Authority: A score developed by Moz to predict how well a specific page will perform in the SERPs.
Simply put, page authority measures the predictive ranking strength of a single page on a website. Improving your page authority can become a tricky game because Moz’s algorithm receives constant updates and that can cause your score to change. The number of quality links, root domains, and subdomains from other websites are just some of the factors that are calculated in your page authority. However, it is important to frequently check your page authority performance and see how Moz is predicting the power of your web pages.
Redirect: Methods used to change or forward one URL to another when a site is moved to a new domain.
There are a variety of redirects but they all accomplish more or less of the same function, reroute user traffic and search engines to another destination. The most commonly seen redirects are 301, 302, and META Refresh but how do you know which redirect is the right one for your website? 301 redirects should be used when you need to permanently redirect a user to a new URL. The most common use case of 301s is when a webmaster has purchased a new domain and needs to redirect users from the old URL. Using a permanent 301 will help search engines decipher the new URL from the redirected URL that was typed in. By doing this you will maximize your domain authority and make it that much easier for a search engine to follow along with your content and avoid penalties.
SEO (Search Engine Optimization): The coined acronym in digital marketing that describes the process for search engine optimization, the process of increasing the number of visitors to a website through free/organic tactics.
SERPs (Search Engine Results Page): The multi-page list of websites populated in response to a specific word or phrase query on a search engine.
Hyper Automation is currently the star of the AI market! Read to know more
, without a doubt, improves the efficiency of the business process. However, it focuses on a narrow set of tasks. In this, a single technology or technology is combined into a single tool that optimizes and automates tasks.
, on the other hand, augments business processes and provides
by clubbing technologies like RPA, AI, ML, iBPMS, etc. The aim is to transform the business and IT industry by automating and optimizing various processes from start to end and to streamline complex processes with zero error. Here are the top 10
hyper automation software solutions
that you should know about in 2023.Robotic Process Automation (RPA) iBPMS Process Mining
From optimizing business processes to risk identification, process mining plays a significant role in different industries. When processes are documented it looks simple and structured. However, in practice processes are more complex, and sometimes turn out to be less productive as expected due to various factors. Process Mining methodology provides organizations an analytic insight into business processes. It allows organizations to visualize the business process operations and helps to find out the repetitive tasks that can be automated with RPA or AI. Process mining is an important technology that enables hyper automation.Optical Character Recognition (OCR)
OCR recognizes text from various handwritten or printed documents and even from images, and converts it into machine-readable language. When OCR is clubbed with RPA and AI, various business processes can be automated, including decision-making with zero human interference.Automation Anywhere
Banks and other organizations that process hundreds or thousands of applications per day laud the comprehensive RPA toolbox available through Automation Anywhere. The technology can easily pull raw data from forms and run names through KYC check-up systems. Without the need for human interference, bots can then autonomously route data to the next step in the process.UiPath
Racking up a stellar 4.5-star rating on G2, UiPath is one of the top RPA platforms for businesses embracing hyper automation. Say goodbye to mind-numbing manual tasks—hand off responsibility to one of UiPath’s many software robots. These digital helpers can extract data from files and forms, mimic keystrokes, and move data through your systems at lightning speeds.Celonis
Celonis lets loose a series of bots to comb your process logs and extract helpful intel. You can then use this information to better understand the way your organization operates and how you can better optimize each and every step. Supply chain experts, accounts payable teams, distribution managers—anyone overseeing a bevy of daily digital operations can benefit from Celonis to analyze big data and uncover valuable process patterns.Intercom
A study by IBM revealed that major organizations field over 265 billion customer service calls each year. While most of these calls are handled by human representatives, only 20% require complex thinking. To lighten the load, businesses turn to AI chatbots like Intercom to handle the lion’s share of calls, including routine questions like password resets, pricing inquiries, and service tier upgrades. AI chatbots can mill through knowledge databases and FAQ centers to find answers to customer questions and use this information to train their brain to take on more challenging requests. A win-win for organizations strapped for time.Alteryx ProcessMaker
How to choose a business bank account
The best bank account for you depends on your business. For example, if you anticipate completing a significant number of business checking transactions each month, look for a bank that offers a checking account option with a high transaction limit before incurring fees.
Regardless of the type of business you run, be sure to ask these questions before you apply for an account.1. What are the fees and requirements?
Most business bank accounts will charge some types of fees and maintain a list of minimum requirements. The following fees and requirements are typical for business accounts:
Maintenance fees on checking accounts: Some banks waive these fees if you meet certain minimum balance requirements each month. The minimum requirements vary widely by financial institutions. You may get a break on these requirements if you have personal accounts at the same bank.
Transaction fees: These fees may apply if you exceed a maximum number of transactions per month. They may not apply for small businesses with a low transaction volume, but keep in mind that as your business grows, these fees may come into play.
Early-termination fees: Some account terms include a fee if you close your account before a certain contractual period ends.
ATM fees: Many banks charge a fee if you withdraw funds from other institutions’ ATMs.
Deposit fees: You may pay extra if you exceed a set limit on the amount of money or number of deposits you complete each day, week or month.2. Is there an introductory offer?
Many banks promote introductory offers as a way to entice business owners to open a business account at their institution. Some offers include bonus cash for making an initial deposit of a certain sum and maintaining the balance for a certain period of time (typically a few months). Others offer lower fees to businesses opening new accounts. If the bank and its account features tick your other boxes, you’re not likely to go wrong by opening your business bank account at an institution with a strong introductory offer.3. Will the website and mobile app work for you?
Customers now expect to be able to monitor accounts and do banking online. However, all websites are not equal in ease of use and dependability. Check out the website and see how you think it will work for you. Most financial institutions offer mobile device apps so you can monitor your balance, transfer funds between accounts, pay bills and check on your cash flow. Check out the app and make sure it works well for you and with your device.4. Does it offer merchant credit card processing?
To accept credit and debit card payments from customers, you need merchant services. Third-party processors offer this service (and usually have lower rates), but it may be more convenient and efficient to use a bank. Find out if the bank you’re considering offers merchant processing services and whether the terms and rates are better than those of third-party providers.5. Does it offer competitive business credit cards and other financing options?
Along with a business checking account, you should have a business credit card account for business purchases. Interest rates and other credit card terms vary, so shop around. Consider establishing a business line of credit (a source of funds you can access on an as-needed basis) or securing a small business loan as well. Doing so may be easier at the bank where you have a business checking account, since it already has access to much of the documentation needed when applying for a loan. [Read related article: The Small Business Owners’ Guide to Getting an SBA Loan]6. Does it have a bank branch near you?
It can be beneficial to have a local branch nearby in case you ever need to do your banking in person. If you are attracted by the lower fees and convenience of an online business checking or savings account, consider the trade-offs, such as having to deposit checks online. If you need to deposit many cash transactions or you want to be able to speak to a representative face to face when you need help, you may need a brick-and-mortar bank.7. What about fund protection and insurance?
The Federal Deposit Insurance Corporation (FDIC) provides financial institutions with insurance for all types of deposits, including, but not limited to, checking and savings account deposits. Make sure your bank is FDIC insured.How to open a business bank account
After you choose a financial institution, opening the account isn’t difficult. Just head to a local branch of the bank you’ve selected or log on to its website. You need certain documents and information on hand, depending on how your business is structured.
Your business’s legal name, as it appears on documents filed with your state or the IRS; if your business is a sole proprietorship and its name differs from your own, you may need to register your DBA (“doing business as”)
Your Social Security number, or your EIN if your business is a corporation or an LLC; the bank must have this information for IRS reporting requirements
Your business address, the one you used to license your business
Your contact information, including your business phone number, email address and website
Your driver’s license number
Other photo proof of identity, such as a passport
If your business is an LLC or corporation, the bank may also require you to provide:
Your business’s partnership agreement, if you operate a partnership
Your business’s articles of organization, if it’s an LLC
Your business’s articles of incorporation, if it’s a corporation
Your business license
Be ready to provide both personal and business information and documents when you go to open your business bank accounts. With all of these in hand, the process should be smooth.Business Banking FAQS Do I need both checking and savings accounts for my business?
Most banks automatically open an account for savings when you open a checking account. The savings account lets you access funds as needed. The savings also protect your assets, since each account has an insurance limit. As an example, the federal government will insure money in each account up to $250,000 per owner. If you have a checking and savings account, each one can safely hold up to $250,000 per owner.
You can also use a savings account to set aside funds for special purposes. For example, many companies keep money in a savings account to earn interest while setting aside money for expenses like federal taxes.What is a free business checking account?
A free business checking account doesn’t incur a bank monthly maintenance fee. It may still incur other fees. In most cases, you must maintain a minimum balance to avoid the fee. Chase Bank, for example, requires the account holder to maintain a balance of $2,000 for a free business account.Should I open a business bank account online?
Many business owners find it convenient and fast to open a business bank account online, regardless of whether it’s an online or brick-and-mortar bank. If you’re concerned about security, all paperwork filed online for a new business bank account is done over a secure and encrypted connection.What’s the difference between a bank and a credit union?
Banks are for-profit institutions, while credit unions are categorized as nonprofits. Credit unions typically offer better rates and lower fees. Membership is typically required to become part of a credit union.A real business needs a business bank account
There’s a difference between earning a few dollars on the side and starting a business with an intent to grow and make a profit. Opening business bank accounts is just one important step to getting serious about your business and setting your business up to be successful for many years to come.
Mozilla Firefox is one of the best web browsers available on the web today, and it is also open source. Because of this, anyone with the necessary skills can modify the source code to create a fork of Firefox, which is essentially their own web browser.Using Firefox forks
The best Firefox forks available right now are Basilisk, Waterfox, and Pale Moon. However, because of security reasons, many, at this time, recommend never to use these alternatives. In this article, we are going to do our best to explain why it makes sense to stick to the original version of Firefox.1] Pale Moon is based on old Mozilla Firefox code
OK, so the primary reason to stay away from Pale Moon is the fact that it is based on old Mozilla Firefox code. When it comes down to the rendering engine, Pale Moon uses “Goanna“ over Gecko, which is a problem.
The problem is, Goanna is a fork of Gecko that doesn’t go down the same road. You might find this pleasing, but it affects the quality of the web browser. For example, if you want to view DRM content, this will not be possible on Pale Moon.
In terms of security, well, this is where Pale Moon falls short once again. You see, it lacks support for multi-process sandboxing features that have become available in Firefox Quantum. This is not compatible with the older code, which means Pale Moon will forever be less secure than the original version of Firefox.2] Basilisk does not support multi-process features
When it comes down to Basilisk, we can say for sure that it was developed and maintained by the same person who creates Pale Moon. The big difference here is the fact that it relies on the newer Firefox code. But despite all of that, it still does not support multi-process features.
Since this browser is based on pre-Quantum Firefox code, there might be security problems unknowing to the user, in which case, we suggest keeping your distance until the developer solves this issue once and for all, if ever.3] Waterfox takes too long to release security updates
When it comes down to popularity, Waterfox, in many ways, is likely the most popular of all the Mozilla Firefox forks. It became widespread during a time when Mozilla only offered a 32-bit web browser, while Waterfox was 64-bit.
The only thing you might find as pleasing is the fact that Waterfox disables both Pocket and sending telemetry data to Mozilla. But guess what? If you really want to get rid of Pocket in Firefox, then you can do it. In terms of shutting down telemetry, this, too, you can do this with relative ease.
Now, if you check the release notes of Waterfox, you will see that the developer takes too long to release security updates, and that is not a good thing for those who use the web on a regular basis.
Overall, these three web browsers are not bad, but for the most part, they are based on old Firefox code, and as such, cannot be trusted where security is concerned.Do 64-bit applications use more memory?
Yes, and it is not just the apps. The OS also needs more memory compared to the 64-bit. It is one of the requirements of any application written for 64-bit architecture. It can manage 16 exabytes of memory on paper if you put it on the PC.How do I check if my Firefox browser is 62-bit or 32-bit?
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