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After more than two years of regulatory hurdles, WhatsApp has started offering its UPI-enabled Payment feature in India. Similar to messages, WhatsApp Pay allows users to send or receive money instantly in WhatsApp chats. The feature is built on top of the National Payments Corporation of India’s Unified Payments Interface (UPI) protocol.
In this handy guide, we have demonstrated nearly everything you need to know about payments in WhatsApp including how to set up WhatsApp Pay, how to send or receive money in WhatsApp chats, how to add or delete a bank account in WhatsApp, and more.
Before you begin, you should know that WhatsApp will now be able to access your following data and even share them with all Facebook-owned companies – whether you use Facebook or not:
Your account registration information.
Transaction & payments data – including your bank balance
Information on how you interact with others.
Mobile device information.
Your IP address.How to set up, get started with WhatsApp Payment
Thanks to WhatsApp Pay, users can send or receive money in chats without exchanging cash in person or going to a local bank. WhatsApp Pay enables transactions with more than 160 supported banks including ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and more. The UPI-enabled payment system is now available on the latest version of WhatsApp for Android and iOS.
Read: List of Best Mobile Wallets in India to Make Online PaymentsHow to add or remove your bank account in WhatsApp
You can send or receive money only after you have added your bank account to WhatsApp. Make sure you have an account at an Indian bank that supports UPI, and your WhatsApp phone number must be associated with the bank account you want to add.Setting up WhatsApp Payments for the first time
Select your bank.
Tap the bank account you want to add.
Tap Done.You can have more than one bank account added to WhatsApp simultaneously
Tap the ‘Add payment method’ under the payment method.
Select your bank.
Tap the bank account you want to add.
Tap Done.You can delete the bank account you have added to WhatsApp
Tap on the bank account you want to remove under Payment methods.
Tap Remove when prompted for confirmation.How to send or receive money in WhatsApp chats
You can send and receive money in chats only after you have added your bank account to WhatsApp.How to send money to your WhatsApp contact
Go to WhatsApp and open the chat with whom you would like to send money
Under ‘Pay,’ enter the amount and add the note, which is optional.
Enter your PIN. Make sure you have already set the UPI PIN.
Once the transaction is complete, you can check the payment details.
If you are setting up WhatsApp Pay for the first time, it might ask you to verify your debit card information, which is required to set up the UPI PIN.Receiving money on WhatsApp
Similarly, you can also choose to request money from someone on WhatsApp:
Go to WhatsApp and open the chat with whom you would like to request money.
Enter the amount you want to request and add an optional note.
The request expires in 6 days.
Once you have received the money, you can check the payment details by tapping the transaction message.How to change or set up new UPI PIN in WhatsApp
Select the bank account to modify the UPI PIN.
Tap Change UPI PIN or Forgot UPI PIN.
In case you select Forgot UPI PIN, tap CONTINUE and enter the last 6-digits of the debit card number and the expiry date. In some cases, your bank might prompt you to enter the CVV number. If you selected Change UPI PIN, all you need to do is enter your existing UPI PIN. Then, WhatsApp will prompt you to enter a new UPI PIN. Now, confirm the new UPI PIN.How to send or request money using UPI ID or QR code in WhatsApp
Believe it or not, you can also send or request money using UPI or by scanning QR code in WhatsApp:
Select To UPI ID or Scan QR Code (If you selected the UPI ID option, enter the UPI ID).
If you selected the QR Code option, scan the QR code.
Tap either Send or Request money.
Tap the Arrow icon.How to find QR code associated with your WhatsApp Pay
WhatsApp assigns a unique QR code to each Payment account. Others can scan that QR code to send you money over WhatsApp Pay UPI:
At the top of the screen, you will find your WhatsApp Pay QR code.
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These days, we use our social media account on every electronic device we own. It could be either a smartphone, a tablet, or a PC/Laptop. Our devices are not only in sync with each other but also keeps us logged in to all our accounts. The only thing we couldn’t do was, using the same number for WhatsApp across devices. Now let’s just say that you want to send a WhatsApp message to someone you don’t know but you are having their contact number. Adding to it, you don’t want to save the number since you don’t see its future use. How could you send that WhatsApp message without saving the number on your smartphone? Is it possible? Yes, it is.
Today, we are going to show you how to send WhatsApp messages to someone without saving their number. This trick works on any device whether its a PC or a Phone.Send WhatsApp message without saving the number
If you are thinking that we are going to suggest using any third-party application then don’t worry, these methods are safe and sound (unless your network is not secure). These methods will work on any PC or Mobile device irrespective of the operating system it works on. You just need to keep in mind that for the methods to work on a PC/Laptop, you must log in to the WhatsApp web. The methods shared below are working as of the day this article is being written.
The methods which we are going to see today are:
Using WhatsApp API Links
Using third-party applications
Please make sure that the contact number you are about to send the message is available on the WhatsApp or not, if not then these methods might not work for you.1] Using WhatsApp API Links
To perform this method, you don’t need to worry about the device you are on and what operating system it works on. Just make sure that you follow the steps in the correct manner. To send the message, you should have the contact number along with the country code.
Open any web-browser. It can be either Google Chrome or Safari on any Smartphone or PC/Laptop.
In the address bar type this link:
Make sure that you replace all the X by phone number. Make sure to enter the country code without any 0 (zero) or + (plus) before the contact and hit enter.
If you are on a smartphone, it will open the WhatsApp application with the contact’s chat screen. If you are on a PC/Laptop then it will take you to the download screen.
Type the message you want and send it.
This method is as easy as it seems, keep in mind to enter the contact number properly.2] Using third-party applications
Many users don’t seek the help of third-party applications and for obvious reasons. But, the applications mentioned here come handy when we need them the most. If you are an Android user then you can use the following applications but if you are an iOS user the applications for your devices are discontinued. But, there is still a way for iOS users mentioned below.
For iOS users, you can use the below steps to send a WhatsApp message without saving the contact. This method uses Siri Shortcuts, an application made specially by Apple. It works on devices running iOS version 12 or above.
Download Siri Shortcuts.
Note: You need to follow steps 1 and 2 if you have never used Siri Shortcuts before.
Once redirected to the Shortcuts app, tap on Add Untrusted Shortcut.
Once you run this, enter the recipient’s number along with the country code. You’ll be redirected to WhatsApp with a new message window open.
These applications are easy to use, ad-free, and very light in weight. Once their use is done, you can simply uninstall them or keep them, the decision is up to you.
If you have WhatsApp installed on your devices and use it for most of your communication. This article will show you how to prevent or restrict users from being able to invite you into group chats. A great new option that prevents group chat invite spam and allows you to choose who can and can’t add you to group chats.
How Prevent Messages Forwarded in Telegram Linking Back to You. (Disable Forwarded Messages)
Over the last twelve months, Facebook has suffered quite a few setbacks on the privacy front. With the Cambridge Analytica scandal being the biggest eye-opener for the public in regards to user data and its sharing. Since this massive breach, Facebook has been working hard trying to restore the public’s perception of the company.
As part of this overhaul of privacy, all services including Facebook, Instagram, and WhatsApp have seen some minor changes and features added as well as privacy user-interface simplification. Especially within deeper privacy menus. The most noticeable change being the ability to download a full copy of your account information from all services. As well as this, the latest feature to hit WhatsApp gives users the ability to block or restrict who can and can’t invite you to group chats.
Although changing who can and can’t invite you to group chats isn’t truly a privacy-focused feature, it is a great way to prevent people from inviting you to annoying group chats. Below you will find out exactly how to customise group chat invite options on WhatsApp. Just keep in mind that the feature is still gradually rolling out, so if you don’t see it right away it’s still coming to your area.
Related: How to Make Your Telegram Account Automatically Delete itself After a Set Period of Inactivity.How Do You Stop People Inviting You into Group Chats on WhatsApp? (Block or Restrict Group Chat Invites)
To begin, make sure you have the latest version of WhatsApp installed on your device, then tap Settings in the top right-hand corner. Once you have the Settings menu open go to Privacy find and tap Groups and you will see the option: Who can add me to groups. Inside this menu, you have three different options you can choose from, Everyone, My Contacts and Nobody.
Everyone is the default setting and allows anyone and everyone to add you to group chats. My Contacts will restrict group invites to people in your contacts list. Nobody is pretty straight forward as well and prevents everyone from sending you group chat invites. After you have made your selection simply close out of the menu and WhatsApp will start using your new configuration. If at any stage you wish to change the setting simply return to the same location and reconfigure the option. Just remember that the feature is still currently in its rollout phase so you may not see it in your region just yet. If you don’t, simply check back in a couple of days.On a Side Note…
If you are also looking for a way to prevent media content such as photos and videos from WhatsApp conversations ending up in your phones Image Gallery on Android devices. Make sure you check out the following article which will show you how to disable WhatsApp’s automatic save to device feature. How to Stop Photos and Videos From WhatsApp Conversations Appearing in Your Gallery.
How to Remove Junk Photos in WhatsApp
Also Read:- How to Find & Delete Hidden Photos with Photos CleanerBenefits of using Systweak Photos Cleaner:-
On a Android smartphone, unwanted images may be eliminated by removing the one you don’t want & arranging the remainder into folder. Manual completion of the work is possible, but will take efforts & long time. Instead, we may use third-party programs to remove photographs from a Android phone. One of the best photo cleanup apps is Systweak Software’s Photos Cleanup. Some essential aspects are listed below:
It’s simple to use.
User interface and steps are some factors to think about while assessing a app. The Photos Cleaner program has a basic structure & is straightforward to use without training or specific instructions.
All Images are sorted
Users may categorize images using a photo cleaning program like Photos Cleaner by name, date & size.
Remove the picture cache.
Before deleting, have a look at the preview.
After photos have been scanned, users may check them before deleting them with the Photos Cleaner app. Users can decide which photographs to delete and whether or not to keep duplicates.
Scanners are used to look through both external and internal storage.
The Image Cleaner examine the phone’s external SD card as well as internal storage, allowing users to remove all of the photographs on their Android device.
Improves Android handset performance.
When the transitory and cache photograph are eliminated, the Android smartphone runs quicker and performs better.Way To Eliminate Junk Photos From WhatsApp?
The most tempting feature of Photos Cleaner program is how little efforts & time it takes & how convenient to use. Here’s a detailed explanation of how to use the Photos Cleaner app to remove photographs from a Android device:
The File Explorer on your Android phone will now open.
Select the images and tap the Trash Bin Icon on your Android smartphone to permanently erase the hidden photographs or photos cache that you do not want.
Photo Cleaner by Systweak is a terrific software that makes recovering images from your SD card on Android cellphones a breeze. Although the bulk of hidden pictures are undesirable images such as junk files and photo cache, there is a handful that may just brighten your day. Another benefit is that you’ll be able to erase old photos and free up valuable storage space on your phone.Quick Reaction:
About the author
WhatsApp is used by millions of people all over the world, but not everyone uses it for the same reasons. Some use it to communicate with family and friends, while others use it for reasons that get their accounts suspended.
There are various reasons why WhatsApp suspends an account. If your account is suspended, you will not be able to access your account and talk to your contacts.Using an Unofficial App
One of the reasons you might be banned is that you are using a non-official app such as WhatsApp Plus. Users who have been banned because they used this app get a message stating that WhatsApp Plus is an app that was not developed by WhatsApp and that it contains a source code that WhatsApp can’t label as safe. WhatsApp also wants you to use their original app and not an unauthorized duplicate.
WhatsApp also warns that with WhatsApp Plus your information is being passed to third parties without your permission. WhatsApp doesn’t want you using this app because it doesn’t consider it safe for you to use.Sending Too Many Messages to Users That Don’t Have You as a Contact
Another reason to be banned is because you sent too many messages to others who don’t have you in their contacts. In short, you are spamming others. It would be a good idea to have the people you send messages to put you in their contacts.Getting Blocked by Too Many Users
Another reason you could be banned from WhatsApp is that you are getting blocked too many times by other users in a short amount of time. If you don’t want to get banned, play nice and stop spamming others.Creating Too Many Groups and Adding People You Don’t Know
Limiting yourself on how many groups you create is a good idea since creating too many of them and adding people you don’t know can also get you banned. If you ever need to send the same message to a lot of people, use “Broadcast List” because if you use the Copy and Paste method you will get banned.How to Create and Edit a Broadcast List
If you are not familiar with the Broadcast List feature, with this handy tool you can send a message to various friends simultaneously.
To create a Broadcast List, follow these steps:
Tap on the Menu button (depending on your device it will either be on the right or left of the home button)
Select “Create Broadcast”
Create your message
If you want to edit your Broadcast List:
Open the Broadcast List
Select the (i) button on the list you wish to edit
Once at the Info Screen for the list, choose whether you want to change the name of your Broadcast List or add or remove people from the list by tapping on Edit list.Using WhatsApp to Advertise Your Product/Blog
As soon as WhatsApp starts noticing unusual activity, it automatically suspends that account. If you happen to be in that situation, keep reading to discover how you can recover your suspended WhatsApp account.Recover Your Suspended WhatsApp Account
Don’t forget to include the model of your phone and explain that you think you have done nothing wrong (hopefully you haven’t, at least on purpose).Conclusion
Judy Sanhz is a tech addict that always needs to have a device in her hands. She loves reading about Android, Softwares, Web Apps and anything tech chúng tôi hopes to take over the world one day by simply using her Android smartphone!
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More than a billion people around the globe use WhatsApp to stay in touch, and while people have been looking for alternatives in the wake of some recent controversies, it can be difficult to quit if your friends circle is already entrenched.
Nevertheless, you may want to leave WhatsApp because you’d rather avoid a service owned by Facebook. Or maybe the recent terms of service changes still bother you. Or perhaps you just want to try something new, as each chat service offers distinct selling points. Here are five messaging alternatives for you and your friends.Signal
Signal for iOS.
The easiest transition coming from WhatsApp would be Signal. WhatsApp’s encryption scheme is based on Signal’s work, and many of the same features you’re looking for can be found here. Signal offers end-to-end encryption and you can carry out group chats, video chats, and voice calls. You can also share photos and videos, GIFs, emojis, and more. Signal prides itself on its powerful privacy promise, but it still functions as a modern, full-featured messaging app.
One thing Signal does lack is an equivalent to WhatsApp Web for viewing your chats in a web browser on any device. That said, the service offers a desktop app that achieves similar functionality. Unlike WhatsApp, however, Signal’s desktop app only shows new messages from the point you started using it (thanks to the strict way it handles encryption and privacy). You cannot see older messages as you can with WhatsApp.
Signal also supports disappearing messages if you use that feature on WhatsApp. Unlike WhatsApp, however, you can customize the amount of time before messages start disappearing.
If you want to get started with Signal we’ve got an article explaining everything you need to know.Wire
Wire is a little odd to use, but it gets the job done with video calls, voice calls, one-to-one and group chats. Wire’s end-to-end encryption also uses a ratchet system like Signal and others.Telegram
Telegram is another incredibly popular messaging app. It also supports end-to-end encryption, but as an optional feature dubbed Secret Chats that must be enabled on a per-conversation basis. Telegram’s encryption scheme is also proprietary in contrast to the open source approach that Signal and others take. That means that we can’t know how good (or bad) Telegram’s approach to privacy is, since outside experts cannot examine the encryption on their own terms.
Telegram started life based in Russia but is now based in Dubai.Viber
The last WhatsApp alternative that use your phone number at sign-up, Viber has been around for close to 10 years. It supports video and voice calls, one-to-one text messages, and group messages. Additionally, there’s a feature called Communities that basically offers group chats with few member limits and greater control for administrators.
Viber’s end-to-end encryption, like Telegram, is proprietary; however, the company says it does use the same basic idea of a ratchet system like Signal.
As with some other WhatsApp alternatives, Viber offers a desktop app in addition to mobile.Keybase
Finally, if you’d like something a little on the geeky side and can get your friends to go along with it, then we’d suggest Keybase as an interesting choice. Keybase started primarily as a method to prove your identity online. Now, however, Keybase has a multitude of functions such as messaging, the ability to encrypt and sync documents between devices, and share documents and folders with other users.
Keybase’s messaging is more limited than Signal or Telegram. It doesn’t support video or voice calls, and whether or not it gets those features may depend on Keybase’s new parent company, Zoom. Keybase does offer disappearing messages and group chats (called Teams) that Keybase positions as a Slack alternative, however.
Keybase is available for Android and iOS, and there are also desktop apps for Windows, Mac, and Linux. We should also note that in Keybase’s announcement of the Zoom acquisition it did not guarantee that the Keybase apps would be sticking around.
And there you have it! Five good—great, even—alternatives to WhatsApp. Each messaging app comes with its own unique character, and with five options there are enough choices here to suit nearly everyone’s needs.
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